BSB 802-396

Perfect for

New car buyer

Secure borrower

Loan Features

Enjoy the perks of a secured used car loan, like:

Redraw facility

Flexible payment options (weekly, fortnightly, monthly)

Additional repayment option

  • Our secured new car loan is available to any personal borrowers buying a motor vehicle in its first year of registration and who meet the Credit Union’s standard lending criteria.
  • For loans $10k to $100k.
  • A range of loan repayment insurance covers are available.


  • Direct credit
  • Electronic transfer


  • Online Redraw (electronic transfer)

Fees applicable to this product include:
• Loan application fee: $200

This product has:
• No monthly account keeping fee (other fees may apply).
• Free redraw facility.
• Early loan repayment without penalty.

Refer to our Credit Fees and Charges brochure for more information.

Interest rate Comparison rate
6.34% p.a. 6.62% p.a

Interest is calculated daily on the outstanding balance and charged monthly in arrears on the last day of each month.

Refer to our rates and fees for current interest rates.

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Important notes

1.Rates current as at 09/10/2017 and are subject to change. *Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure.