BSB 802-396

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NobleOak is an award winning and independent, Australian friendly society that has been protecting Australians since 1877.

Nobleoak awards_banner_2016

As an Australian company with an Australian based service team, NobleOak prides itself on service excellence, receiving a market-leading 98.5% satisfaction rating from their clients#.

NobleOak’s claims’ philosophy is built on a fundamental desire to ‘be noble’ at all times, and to do the right thing by clients and members.

Life insurance calculator
By simply answering a few questions, NobleOak will send you a personalised free Life insurance report. The analysis will include:

  • Your insurance gap for Life, Trauma, TPD and Income Protection insurance.
  • Insurance package options that cover your ‘essential’, ‘important’ and ‘nice to have’ needs.
  • The types of covers that could be important to you.

Go to Life insurance calculator.

Need to make a claim?
Call the NobleOak claims team on 1300 551 044 or email

Only pay for the cover you need by tailoring your policy with the following cover:

  • Life insurance
  • Total and Permanent Disablement (TPD) insurance
  • Trauma insurance (also known as Critical Illness cover)
  • Income Protection insurance
  • Business Expenses insurance.

Get a quote here.

  • Up to $15 million in Life cover
  • $15,000 of the agreed Life insurance cover will be advanced to assist with funeral expenses^
  • ‘No surprises’ fully underwritten cover.

Total and Permanent Disablement (TPD) insurance is optional cover that provides a benefit in the event you become totally and permanently unable to work due to accident, illness or suffering with a serious medical condition. This cover provides a lump sum payment of:

  • Up to $5 million under ‘Any occupation’ definition and
  • Up to $3 million under the ‘Own occupation’ definition.

Trauma cover is available either as a stand-alone cover or as an optional extra to NobleOak’s Life insurance. This cover provides a lump sum payment of:

  • Up to $2 million in the event you are diagnosed with one of the 38 listed medical conditions including heart attack, stroke, cancer and coronary bypass surgery.

Trauma insurance helps you cover debts like a mortgage, or any gap in medical expenses, whilst you recover. Trauma cover may be important in helping to maintain your lifestyle and covering additional rehabilitation expenses to aid in your recovery.

Choose cover of up to 75% of your income (up to $25,000 per month) in case you can’t work due to sickness or injury, helping you support yourself, your family and cover essential living expenses.

  • Choice of benefit period: 2 years or to age 65
  • Choice of waiting period: 30 days or 90 days.

Business Expenses insurance is a financial back-up plan for the self-employed if you can’t work due to serious illness or injury. It provides a maximum cover of $25,000 per month, to pay ongoing wages and superannuation costs of your non-income producing staff and rent for your office or shop. Premiums are usually tax deductible.

Important notes

Please contact NobleOak to verify your actual premium and to apply for cover on 1300 041 494 which will take into account your age, occupation, sum insured health and pastimes. The savings quoted are the average of the savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s My Protection Plan product to the average cost of Term Life insurance products offered by other insurance companies, including products available directly from the insurer and those available for purchase through a financial adviser or broker. The premiums are based on a non-smoker with a Life insurance sum insured of $500,000 at 5 year age bands from age 20 to 65 for advised products and 20 to 55 for direct products. Life insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome. The premium comparison was undertaken in July 2016 based on published premium rates.

The one month free offer applies to all Life insurance applications received between 8:00am on Monday 2nd January 2017 and 5pm on Friday 31st March 2017. This offer applies once only per customer.

^NobleOak will advance $15,000 of the agreed Life insurance cover amount to assist with funeral expenses, upon evidence of age and receipt of the death certificate.

#Pureprofile client survey 2016.

1. Life insurance is issued by NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247302. This information is of a general nature only and does not take into account your personal objectives, situation or needs. Before making a decision it is important to consider the full terms and conditions, including limits and exclusions detailed in the NobleOak My Protection Plan Product Disclosure Statement, available at

2. Catalyst Money can only refer you to NobleOak, and does not recommend, endorse or advise you about this insurance. If you take out a NobleOak policy, Catalyst Money may receive a referral commission from NobleOak. This amount is paid by NobleOak and is not an additional cost to you. Any endorsements or any opinions offered are not necessarily those of Catalyst Money. In arranging this insurance, Catalyst Money, a division of Community Alliance Credit Union Limited ABN 14 087 650 771 AFSL 245576 acts under its own AFSL and under an agreement with NobleOak Life Limited.