BSB 802-396

Perfect for

Home owner


Home Cover is a building, contents and valuables insurance solution that can protect a number of scenarios. Home Cover provides peace of mind that, if, through specific events, your property is damaged, destroyed or stolen, it can be repaired or replaced. It will usually be on a “new-for-old” basis, regardless of the item’s age. There are a selection of benefits such as:

  • Building safeguard benefit,
  • Burning out of electrical motors (fusion),
  • Environmental upgrade benefit,
  • Spoiled food from power failure,
  • Legal Liability.


Home Cover Prestige provides cover in addition to the specific events, as it also protects you against:

  • Power surge,
  • Accidental loss or damage to home and contents at the insured address,
  • Plus it provides extended cover for your contents when temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.



  • View the QBE home insurance calculator here.
  • View the QBE home building calculator here.

There are a range of ways to save on your home and contents insurance. Give us a call to chat about any of the discounts listed below:

  • Multi-policy discounts,
  • Household no claim bonus,
  • Seniors discount,
  • Retirees discount,
  • Security discounts.


Additional Information


#Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased through the same financial institution.

Important notes

Catalyst Money, a division of Community Alliance Credit Union Limited as a holder of Australian Financial Services Licence 245576, can issue, vary, renew and cancel insurance policies under a ‘binder’ provided by the Insurer. A ‘binder’ is an agreement that allows Community Alliance Credit Union, as agent of the Insurer, to enter into contracts of insurance on behalf of the Insurer. This means that the insurance policy issued to you by Catalyst Money, is binding on the Insurer just as if it had issued the policy itself.
Insurance policies are issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFSL 239545. Before making a decision about your insurance needs please refer to the Home Cover Product Disclosure Statement available from Catalyst Money.
Catalyst Money will not be held responsible for the information contained within a site accessed via this site. Should you enter another site through such links, the content will not have been produced, checked for accuracy, or reviewed by the Credit Union. Any endorsements or any opinions offered are not necessarily those of the Credit Union.