BSB 802-396

Perfect for

Loans over $250k

Secure borrower

Loan Features

Enjoy the perks of a Variable Home Loan, like:

100% Offset account

Top up facility

No annual ongoing fees

Redraw facility

Additional repayment option

  • Our Variable Home Loans are available to personal home loan borrowers only who are borrowing $250K or over and meet the Credit Union’s standard lending criteria. Click here to view the Home Loan Key Fact Sheets.
  • For loans $250K and over for a period of up to 30 years.


  • Direct credit
  • Electronic transfer


  • Online Redraw (electronic transfer)

Fees applicable to this product include:
• Valuation fee: at cost
• Legal fees: at cost
• Other fees may apply

This product has:
• Free redraw facility
• Access Account with no transaction or account keeping fees applied by Catalyst Money (other fees and charges may apply)

Refer to the Credit Fees and Charges brochure and Fees, Charges and Transaction Limits brochure for more information.

Variable Rate Interest rate Comparison rate
Variable (P&I) 4.20% p.a. 4.24% p.a.
Variable (IO) 4.25% p.a. 4.29% p.a.

Interest is calculated daily on the outstanding balance and charged monthly in arrears on the last day of each month.

Refer to our rates and fees for more information.

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Important notes

Variable rate shown includes 0.90% p.a. discount off the Standard Variable rate. Variable rate shown is for loans $250,000 and over. 1.Rates current as at 08/05/2018 and are subject to change. *Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure.