BSB 802-396

Perfect for

Saver with $1,000+

Serious investor


Product Features

Enjoy the perks of a Term Deposit, like:

Higher rates of interest

Flexible investment terms (1 month - 3 years)

Various interest frequency (maturity, six monthly or monthly)


Why open a term deposit with us? 

  • Secure one of our competitive rates and pay no monthly account fee.
  • As an Authorised Deposit-Taking Institution (ADI), combined savings balances of up to $250,000 per member are guaranteed by the Australian Government.

 

General Information

  • Minimum investment amount of $1,000.
  • Different rates may apply to term deposits above $100k. Get in touch to find out more.
  • No electronic access to funds.
  • Funds available on maturity.

• Early withdrawal fees and interest penalties may apply.

Note: For additional information on our fees, refer to our Fees, Charges and Transaction Limits brochure.

Interest on Maturity
$1,000 – $4,999 $5,000- $9,999 $10,000 – $24,999 $25,000 – $99,999
1-3 months 1.50% p.a. 1.90% p.a. 2.00% p.a. 2.10% p.a.
4-6 months 1.50% p.a. 1.95% p.a. 2.05% p.a. 2.15% p.a.
7-12 months 1.50% p.a. 2.00% p.a. 2.05% p.a. 2.15% p.a.
Six Monthly Interest
$1,000 – $4,999 $5,000 – $9,999 $10,000 – $24,999 $25,000 – $99,999
13-23 months 1.35% p.a. 1.85% p.a. 1.90% p.a. 2.00% p.a.
24 months 1.40% p.a. 1.90% p.a. 1.95% p.a. 2.05% p.a.
Monthly Interest
$1,000 – $4,999 $5,000 – $9,999 $10,000 – $24,999 $25,000 – $99,999
12 months 1.40% p.a. 1.70% p.a. 1.75% p.a. 2.00% p.a.
24 months 1.50% p.a. 1.80% p.a. 1.85% p.a. 2.10% p.a.
36 months 1.50% p.a. 1.80% p.a. 1.85% p.a. 2.10% p.a.
Privilege Plus Club
$1,000 – $4,999 $5,000 – $9,999 $10,000 – $24,999 $25,000 – $99,999
Regular income plus (with fortnightly interest) – 12 months N/A 1.80% p.a. 1.85% p.a. 1.95% p.a.

For interest rates on amounts of $100,000+, please contact us directly on 1300 864 266.

  • Interest rate subject to amount invested and length of investment.
  • Calculated daily on closing credit balance, and will be paid either monthly, six monthly, or at maturity.
  • Fixed interest rate for the term of the investment.
Important notes

Interest Rates current as at 22/05/2017 and are subject to change. Catalyst Money is a division of Community Alliance Credit Union Limited the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees, Charges and Transaction Limits brochure for current details.