BSB 802-396

Perfect for

Students under 23 years


Product Features

Enjoy the perks of an Everyday Lite account, like:

No monthly account keeping fee

24/7 access via phone and online banking

Direct Credits / Direct Debits

  • Our Everyday Lite account is available to all members between the age of 12 – 18 years, and members up to 23 years of age while studying at University/TAFE.
  • For members at University/TAFE, you’ll need to provide proof of your student status annually to ensure you’re eligible and can retain the Everyday Lite account.
  • There is a minimum $1 to open an Everyday Lite account.
  • The Everyday Lite account is limited to one account per membership.
  • The Member Cheque facility is not available on the Everyday Lite account.


  • Direct credit
  • Electronic transfer


  • Visa debit card
  • EFTPOS / ATM access
  • Internet / Phone banking
  • Direct debit
  • BPAY®
  • Standing orders

If you don’t like paying fees, don’t worry because your first 10 transactions per month are free, when using any combination of the following:

  • rediATM Withdrawals
  • EFTPOS Transactions
  • Personal Cheque Withdrawals

Each of the above transactions will incur a $1.50 fee once the 10 transaction limit has been exceeded.


There is no charge for the following transactions:

  • Standing Order by Transfer
  • Quick Debit
  • Pay Anyone
  • Bank@Post Deposits
  • BPAY®
  • Visa Purchase
  • ATM Balance Enquiries
  • rediATM Transfer of Funds

  • Direct Debits
  • Direct Credits
  • Internet Balance Enquiries
  • Internet Transfer Funds
  • Phonelink Transfer Funds
  • Phonelink Balance Enquiries
  • Internet Year to Date Interest Enquiries

Note: For additional information on servicing fees, refer to our Fees, Charges and Transaction Limits brochure.

Balance Interest Rate
$0 – $19,999 0.05% p.a.
$20,000 – $49,999 0.05% p.a.
$50,000 – $99,999 0.05% p.a.
$100,000 + 0.05% p.a.

Interest is calculated daily on closing credit balance and credited quarterly.

Refer to our Summary of Accounts & Availability of Access Facilities for more information.

Important notes

Interest Rates current as at 1/09/2018 and are subject to change. Catalyst Money is a division of Community Alliance Credit Union Limited the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees, Charges and Transaction Limits brochure for current details. ®Registered to BPAY Pty Ltd ABN 69 079 137 518