BSB 802-396

Find it, buy it and own your home sooner with our Two Year Introductory Variable Home Loan.

We’re committed to helping you get into your dream home sooner. That’s why we’ve launched our owner-occupied Two Year Introductory Variable Home Loan. With a great discounted rate, you can take advantage of the cost savings to make your house a home.

For new owner-occupied home loans $250,000 and over.

2 Year Introductory Variable Home Loan
3.85% p.a.1
Comparison Rate
4.71% p.a.*
2 Year Introductory Variable Home Loan Reference Rate
4.85% p.a.1
Comparison Rate
4.90% p.a.*

Reap the benefits of our Two Year Introductory Variable Home Loan including:

Discounted rate

Enjoy a low introductory variable rate for the first two years of your loan2.


Choose weekly, fortnightly or monthly repayments. Plus, you can make additional payments to own your home sooner.

The complete package

Take advantage of a range of services including redraw facility, 100% offset account and top-up facility.

No hidden fees

Don’t pay any annual or ongoing fees (other fees may apply).

24/7 access

Stay up-to-date with all of your repayments with internet banking and our mobile banking app, moneytree.

For the long-term

Revert to the Two Year Variable Home Loan Reference Rate after two years and continue to reap the benefits of banking with the Credit Union.

Calculate your borrowing power.

Estimate how much you can borrow today.

Enquire now

Fields marked with an * are required

Important notes

Variable rate for new owner occupied principal and interest loans $250,000 and over. Maximum loan-to-value ratio of 80% applies. 1.Rates current as at 1/2/2017 and are subject to change. 2Reverts to the Two Year Variable Home Loan Reference Rate on expiry of the 2 year introductory period. *Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure.